Many people make the mistake of underestimating the contents of their home, but the value of your personal property can really add up.
Take inventory of your personal property to help you understand the amount of insurance coverage you want to purchase. Consider:• furniture • clothing
• small appliances • computers
• electronics like TVs & stereos
Renters insurance can also help you to protect your assets in the event a guest or visitor to your home is injured as a result of your negligence and brings a liability claim against you, or sues you.
- Guest Medical (for injuries to your guests while at your home or apartment.)
- Personal Liability coverage (protects your assets if someone were to sue you.)
Special Coverage for
Coverage is available for your valuables up to the limits stated in your policy. You may want to purchase optional Personal Articles Floaters, which extend coverage for higher value personal articles, such as:• jewelry • musical instruments
• furs • fine art